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Online banking with Sparkasse? 

Online banking with Sparkasse? 

Online banking with Sparkasse? 

@carl @KnowPresent But if you think about it, a proprietary App running on your personal device is as unsecure as SMS, if not worse.
Personally I think the safest and most convenient method would be TOTP, which can be operated using any standard-conforming TOTP client. There are free-software TOTP clients out there. This would work for anyone who doesn't want to give away control of their personal computing to an un-auditable (and potentially malicious) software.

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Aleph

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